Earlier this week, we announced our partnership with Ingenico to bring native stablecoin payments to physical checkout environments worldwide through WalletConnect Pay.
Ingenico operates in 32 countries and supports tens of millions of payment terminals globally. Through this partnership, Ingenico terminals will support WalletConnect Pay, enabling in-store payments with leading stablecoins such as USDC, EURC, and USDT. Customers will be able to pay at in-store point of sale (POS) directly from their mobile wallets using familiar WalletConnect flows. The first pilot rollouts will begin in the coming weeks.
For WalletConnect, this represents a meaningful expansion of our network into real-world commerce. By bringing payment service providers and merchants into the WalletConnect network, we are extending the ecosystem globally and connecting wallets directly to real-world commerce at scale.
For the 700+ wallets in the WalletConnect network, it marks a clear step forward in turning onchain value into everyday utility.
From DeFi access to real-world payments
Over the past eight years, WalletConnect has enabled wallet users to access more than 80,000 apps across the financial internet. That connectivity made DeFi, swaps, NFTs, and onchain applications broadly accessible across networks.
Now, the focus is shifting toward real-world payments.
Stablecoins are already moving beyond holding and onchain access toward everyday use:
- 150M+ wallets hold stablecoins, with 10M+ already using them for payments, signaling growing demand for real-world spending
- Payment service providers and merchants are seeking crypto payment rails that can cost up to 5× less than traditional networks
Taken together, these signals point to the same conclusion: real-world stablecoin payments are no longer a future use case. Users are ready to spend. Payment service providers and merchants are ready to accept. What has been missing is a shared, scalable infrastructure that connects them in a way that is consistent, compliant, and wallet-native.
That is the role WalletConnect Pay is designed to play.
With WalletConnect Pay, we are extending the network model that unlocked DeFi access into everyday commerce. By connecting wallets, payment service providers, and merchants through WalletConnect Pay, we enable wallets to power real-world payments without added complexity.
For wallets, the opportunity is clear: participate in this shift, and become the primary place users hold, spend, and move value in the real world.
Real-world payments only work if they are simple for users and compliant for merchants and payment service providers. WalletConnect Pay is built around these requirements, enabling wallets to participate in global commerce through an easy-to-implement integration, retain control of UX and payment flows, and share in the economic value of payments, similar to issuers on traditional rails.
Unlock interchange style revenue and fuel engagement
Payments create new opportunities for ongoing user engagement, while unlocking interchange-style revenue sharing on every transaction. Together, this establishes a durable new revenue stream and reinforces the wallet as the primary place users hold and spend value.
One integration, immediate reach
Wallets integrate once to access a growing network of merchants and payment providers across ecommerce and point of sale (POS), without negotiating or maintaining individual PSP relationships.
Native payments without card programs
WalletConnect Pay enables real-world spending without issuing cards or relying on traditional card networks. This reduces cost, regulatory overhead, and operational complexity, while keeping the experience wallet-native.
Consistent, compliant user experiences
Checkout flows are consistent and compliant across channels. Users get a familiar payment experience aligned with existing APMs, while wallets avoid building and maintaining compliance logic handled by PSPs and merchants.
Wallet-first control and branding
Wallets retain control of UX, branding, and the user relationship. WalletConnect Pay works behind the scenes to make payments interoperable everywhere, without competing for user attention.
Real-world payments are the next chapter for wallets and the onchain ecosystem. As stablecoins move from holding to spending, what matters now is shared infrastructure that can scale globally and work across users, PSPs, merchants and wallets. WalletConnect Pay extends the WalletConnect network into everyday commerce, in a way that is familiar, compliant and easy to implement at scale.
We are committed to enabling crypto payments across any wallet, any asset, anywhere, and to expanding the WalletConnect network with payment service providers and merchants globally. We want wallets to be a core part of that future. If you are a wallet, neobank, or ecosystem stakeholder interested in joining the WalletConnect Pay network, we would love to hear from you.
Reach out by filling out the form below check out our docs to explore how WalletConnect Pay can help you power real-world payments and be part of what comes next.